Albany is known for many things. As the capital of the state of New York, Albany is the economic and cultural powerhouse of the region. Adding to that, the city has been ranked the best place to live in New York.

But just like other cities in the US, Albany has a car accident problem.

Car accidents can be life-altering. Even if you’re lucky enough to walk away without severe injuries, the aftermath, dealing with insurance companies, medical bills, and potential long-term consequences, can be overwhelming. To make matters worse, securing the compensation you deserve isn’t always a straightforward process.

If you’ve been involved in a car accident, you might be wondering how to protect your rights and get the compensation you deserve. Thankfully, there are steps you can take to ensure that you are not shortchanged. One of the most important things to do is to consult an experienced Albany car accident lawyer.

With more than 3 decades of experience in helping accident victims, Willam Mattar Law Offices prides itself as one of the top law firms in New York State. The firm has been around since 1990, protecting accident victims from the tactics of insurance adjusters. In addition to car accidents, the firm also deals with truck and motorcycle accidents, wrongful death claims, and more.

Why Legal Representation Matters

Car accident cases may seem simple at first, but there are often complexities involved. Insurance companies will do everything they can to minimize payouts, sometimes using tactics like questioning the extent of your injuries or the circumstances of the crash. Without proper legal guidance, you might accept a settlement that’s far below what you deserve.

Legal Tips for Seeking Fair Compensation

1. Document Everything: Right after the accident, it’s essential to gather as much information as possible. This includes:

• Photographs of the scene, your vehicle, and any visible injuries.
• Contact details of witnesses.
• Police reports and insurance information.
• Medical records related to your injuries, including treatment and diagnosis.

These documents will form the foundation of your claim and help prove the extent of your injuries and the fault of the other party.

2. Avoid Speaking to Insurance Companies Alone: Insurance companies often try to settle claims quickly and for as little as possible. After the accident, you might be contacted by an adjuster looking to record your statement. Be cautious—anything you say can be used against you later. It’s a good idea to consult with an attorney before providing any statements to the insurance company.

3. Don’t Settle Too Quickly: The initial offer from an insurance company may seem appealing, but it’s usually a fraction of what your claim is worth. Be patient and let your attorney negotiate on your behalf. Often, these initial offers fail to account for long-term medical expenses or the full impact of your injuries.

4. Understand Comparative Fault: In some car accidents, both parties might share some degree of fault. In Albany and many other states, the concept of comparative fault applies. This means that if you’re partially responsible for the accident, your compensation could be reduced proportionally. For example, if you are found to be 20% at fault, your settlement would be reduced by 20%. It’s essential to discuss these nuances with a lawyer who can help you understand how comparative fault could impact your case.

5. Seek Medical Attention Immediately: Even if you don’t feel injured right away, get checked by a medical professional. Injuries like whiplash, soft tissue damage, or concussion symptoms may not appear until days after the accident. Early medical attention not only helps ensure your health but also creates a record of your injuries, which can be critical for your case.

6. Know the Statute of Limitations: In Albany, the statute of limitations for personal injury claims is typically three years from the date of the accident. Missing this deadline means losing your right to file a lawsuit. It’s crucial to start your claim as soon as possible to avoid this pitfall.

Final Thoughts

Securing fair compensation after a car accident isn’t always easy, but with the right strategy and legal representation, it’s absolutely achievable. Don’t rush into accepting a settlement without understanding the full scope of your injuries and losses.

Work with a trusted car accident lawyer who can help you navigate the process, protect your rights, and fight for the compensation you deserve.