How Long Do You Have to File a Car Accident Claim in Florida?

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Car accidents are life-changing, and victims must contend with bodily injuries, emotional trauma, and financial loss. In Florida, there is a limited time to file a car accident claim. Familiarity with the deadlines and legal provisions will enable you to safeguard your rights and receive compensation that you deserve.

Florida Statute of Limitations for Auto Accident Claims

As of March 24, 2023, Florida lowered the statute of limitations for personal injury claims from four years to two years. This implies that if you were hurt in a car accident, you now have only two years from the time of the accident to sue the responsible party.

Failure to make a timely filing within these two years may lead to dismissal of your case, no matter how solid your proof is.

Property Damage Claims

If your claim is strictly property damage (such as repair to your car or replacement), Florida still has four years within which to file a lawsuit. Nevertheless, always err on the side of speed since evidence tends to spoil or disappear over time.

No-Fault Insurance and PIP Coverage

Florida is a no-fault state, and your policy (Personal Injury Protection or PIP) pays for your medical bills and lost income up to a designated level, whether someone else caused the accident. However, you’ll need to go to a doctor within 14 days of your accident if you want to claim PIP benefits. It is possible to waive your rights later if you delay.

When to Contact an Attorney

Even if you think your injuries are minor or the liability is obvious, it’s best to speak with a personal injury lawyer as soon as possible. Insurance firms tend to try to pay out as little as possible, and an attorney who knows the system can ensure that you get full and fair compensation. 

Let Jenkins Law Protect Your Rights

At Jenkins Law, we know the intricacies of Florida car accident law and how timing is everything. Our staff is dedicated to advocating for your best possible result and walking you through every step. Whether you’re facing injuries, damage to property, or recalcitrant insurers, we can assist you.

Don’t wait. Call Jenkins Law today for a free consultation and begin the process of obtaining the justice you deserve.

This post was written by Kelly-Ann Jenkins of Jenkins Law P.L. Kelly-Ann is an insurance claim Lawyer. The information on this site is not intended to and does not offer legal advice, legal recommendations, or legal representation on any matter. Hiring an attorney is an important decision that should not be based on advertising. You need to consult an attorney for legal advice regarding your situation. Click here to learn more! The information provided on this website does not, and is not intended to, constitute legal advice; all information, content, and materials available on this site are for general informational purposes only. Information on this website may not constitute the most up-to-date legal or other information. This website contains links to other third-party websites. Such links are only for the convenience of the reader, user or browser; the ABA and its members do not recommend or endorse the contents of the third-party sites.

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